Northumberland County Council Employees

Payroll Savings and Loans For NCC employees

A convenient way to save and borrow – Make life easier by joining the new Northumberland County Council Payroll Deduction Scheme offered through Northumberland Community Bank - it couldn’t be simpler…


An easy way to save - You decide the amount you want to save each month (min. £1) and your payroll department deducts the amount from your salary and sends it direct to us.


Join your Community Bank and you are entitled to apply for a loan with preferential terms. Amounts between £300 and £15,000 are available, repayable between 6 and 60 months.

Interested in a loan? Contact us to discuss your options – we would love to help.

Loan Offer for NCC Staff


  • Simple - We make it easy for you to join as a member
  • Straightforward Application process – there are simple application and credit agreement forms to complete.
  • Helps you to budget - Repayments are calculated to keep them affordable
  • Value for Money - No setting up fee or front loading of interest
  • Preferential Low Interest - you will receive a discounted rate
  • No early settlement fees - You can repay the loan early at any time without penalty
  • Convenient - The repayment is deducted from your monthly salary before you receive it so you don’t have to remember to pay us!
  • Savings - at the same time as repaying your loan, you can save a little (or a lot) to put some money aside for a rainy day (or whatever purpose you want), you decide what you can afford (min. £1).

Repayment Example

£50 per month for 12 m = £44.57 towards your loan and £5.43 for savings

Funds will be sent to your nominated bank account after receipt of your completed agreement form.

Typical APR 12.6%


Northumberland Community Bank

Your community bank - helping to make your money work for you

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County Council PayPoints

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About Us

Northumberland Community Bank brings together two successful, community focused financial organisations.

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