Savings and Loan Protection

Your Loans and Savings are protected free of charge with Northumberland Community Bank

Life Savings Protection

A cash benefit on your savings

Leave your loved ones a cash lump sum when you die, with Life Savings Protection*

Saving with your Community Bank really does add up as it includes the additional benefit of Life Savings Protection, which can be a real financial comfort to your loved ones should you die.

At a difficult time, a lump sum on bereavement can be a real help. It could help towards funeral costs or could be left as a legacy for your loved ones. Of course, it won’t take away the pain but it’ll certainly help with the financial strain of bereavement. Additional peace of mind for your family is just another benefit of being a Community Bank member.

As a member, you’re not only saving for your own future, but also for that of your family. With the added benefit of Life Savings Protection, your nest egg can also provide a legacy to help your loved ones cope financially in the event of your death.

*Subject to terms and conditions. Cover limits and certain restrictions apply based on savings balance and on age at death or age when savings were made. Individual limits and restrictions may also vary over time. Please ask us for more details about Life Savings Protection.

Life Savings Protection is underwritten by Covea Insurance Limited. Covea Insurance Limited is authorised by the Prudential Regulation Authority and regulated by Financial Conduct Authority and Prudential Regulation Authority.

In association with CUNA Mutual Group Limited, authorised and regulated by the Financial Conduct Authority.

Loan Protection

Protected loans to protect your loved ones

Your Community Bank loan is protected in the event of your death* – helping protect your family from the financial burden of bereavement.

When you take out a loan with us you also get Loan Protection. If you were to die before your loan is repaid, this protection can help towards settling the debt, so that it isn’t passed on to your loved ones.

Of course, it won’t take away the pain but it’ll certainly help with the financial strain of bereavement. This benefit is included at no extra cost to you as part of your Community Bank loan arrangement* so just for once, peace of mind doesn’t cost the earth; it’s just another benefit of being a Community Bank member.

As a Community Bank member, you’re not only borrowing for the things you desire to make life more comfortable for you and your family; by choosing us to borrow from, you’re helping your us provide better value loans for all our members. With the added peace of mind provided by Loan Protection, loans from your Community Bank can offer better financial security for you and your family.

*Subject to terms and conditions. Cover limits vary and certain restrictions apply based on age and cover. Please ask at us for more details about the individual limits and restrictions of Loan Protection.

Loan Protection is underwritten by Covea Insurance Limited.

Covea Insurance Limited is authorised by the Prudential Regulation Authority and regulated by Financial Conduct Authority and Prudential Regulation Authority.

In association with CUNA Mutual Group Limited - who is authorised and regulated by the Financial Conduct Authority.

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About Us

Northumberland Community Bank brings together two successful, community focused financial organisations.

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County Council PayPoints

You can now pay in at your nearest NCC Customer Information Centre.

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Become a Member

Becoming a member couldn't be simpler! We have several methods of application designed to suit members’ needs.

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